Octavia Octaviano

What 'Cheap Money' Really Means (Hint: It's Not Cheaper Living)

For over a decade, central banks have made borrowing cheap—but while money flows easily for institutions, everyday life keeps getting more expensive. Rent rises, groceries climb, and wages lag behind. This is the story of cheap money—and why it doesn’t make life any cheaper for most of us.

How Beliefs Become Infrastructure

How Beliefs Become Infrastructure You probably don't remember the moment you decided that you're not a morning person. Or when you concluded that you're bad at math.

Money Follows Mindset, Not Magic Tricks

The problem isn't your strategy—it's your operating system. I spent years avoiding my finances until I realized: lottery winners go broke while janitors retire millionaires. Same economy, different mindset. The shift changes everything.